If you’re on a strict budget, searching for individual dental insurance can make you want to dive into a bag of cookies just out of frustration! Even though there are plenty of low cost dental plans out there, they might not be priced low enough to fit into your budget.

So, what do you do?

Take a non-traditional route. There are plenty of other options for low cost dental coverage. Here are two of the most popular:

1. Student dental insurance

Being a full-time student is tough. You’ve got to come up with money for tuition, books, room and board… the list goes on and on! The very last thing you think you can afford is individual dental insurance.

Luckily, you can get the coverage you need at a price you can afford — thanks to student dental insurance plans!
These plans were designed specifically for college students just like you. Originally, student dental insurance was only available through the universities themselves. However, insurance companies saw how much students needed low cost dental coverage, and they started offering their own plans.

The end result?

Student dental insurance plans that take advantage of all the competition out there! Just by doing a little bit of homework, you can compare a number of student dental insurance plans and see which one works best for you.

That way, you’ll be able to concentrate on your REAL homework, without worrying about your teeth!

2. A discount dental plan

If it’s been years since you were last in a classroom — but you still need low cost dental coverage — take a look at a discount dental plan. These plans work a little bit differently than traditional individual dental insurance, but they can be the perfect option for people on tight budgets!

With a discount dental plan, you don’t pay monthly premium payments. Instead, you pay an annual fee for access to a special discount card. When you take the card to your dentist, you’ll get a discount on your services and procedures — like 50% off on your cleanings or 25% off on your root canal. You’ll have to pay the discounted rate all by yourself, but in many cases, it’s cheaper than paying premiums all year for services you never actually get done!

And, as an added benefit, when you have a discount dental plan, you don’t have to worry about copays, approved provider lists, and other insurance rules. Instead, you’ll get help paying for the services and procedures you need, without the drama!