If you want to become a permanent resident of the U.S., you will need to apply for a green card. Although the sheer number of immigration forms available on the web might seem overwhelming to the average person, applying for a green card isn’t as complicated as it seems, especially if you’ve been offered a […]

Becoming a permanent resident of the United States can seem like a very complicated process, However, U.S. immigration is not as difficult as it seems, especially if you have an immediate family member who is a U.S. citizen. In fact, with a little patience and the right guidance, you can complete the proper paperwork to […]

Certain businesses that are considered legally challenged or always under moral scrutiny including those online gaming, adult oriented businesses, and online pharmacies are considered high risk merchant accounts. Additionally, those businesses that are associated with high transaction cancellations, returns, and chargebacks that are higher than those normal levels associated with other merchants are also categorized […]

The ever popular business weekly, Barron’s, recently published an article stating that fewer and fewer Americans are making large and small purchases with cash and asked the question whether it is “The End of Cash?” It stated that credit cards and debit cards each make up about 30 percent of all retail transactions. Increasingly today’s […]

Before start accepting credit and debit cards for an ecommerce business, there are few things you need to do. You need to have a Web site, a virtual shopping cart, an ecommerce merchant account, payment gateway, and a business bank account. A merchant account is a business and financial contract with a bank or a […]

A credit card merchant account or commonly known as merchant account is a bank account that allows a business to accept credit cards as payment for goods and services provided by the business. It is a relationship or an agreement between the business (acceptor) and the bank (a merchant acquiring bank) or a third party […]

When you create a Web site for your business or service, you rave about what you offer. When someone visits your site, you should offer them efficient and quick means to order what you offer immediately and conveniently. Accepting credit card services offer convenience as well as immediate means of paying for goods and services […]

Accepting all forms of payments anywhere and anytime can increase sales for businesses. Businesses rely on credit cards, debit cards, electronics checks, and traditional checks for payment for goods and services provided. Paying with cash for goods and services are declining rapidly and the wealthy and upper-middle class in the U.S. is not paying with […]

Just the thought of getting out of your warm cozy bed in the morning when it is snowing outside is not a pleasant one. Walking in to a freezing cold bathroom and kitchen only adds to the misery. Does the thought of warm floors to step on to sound like a luxury way out of […]

Replacing the tires on your car on time is very important since yours and your family’s safety depends on the tires. Not only the safety factor, other factors such as fuel efficiency of the car, the comfort of the ride all depend on the state of the tires. So how would you know when your […]