Whether you’re looking for individual insurance for dental services or a full-blown family dental insurance plan, you want something that gives you the most bang for your buck. You need a plan that comes with all of the coverage you need – without breaking your budget.

Read on to see if a discount dental plan is the right choice for you!
Let’s start with the basics – what exactly is a discount dental plan?

It’s different from traditional insurance for dental services – where you pay monthly premiums and have deductibles and copays to worry about. Instead, the process is much easier. You simply pay an annual fee for a special discount card. Like its name implies, the card entitles you to various discounts – like 30% off on cleanings, 15% off on root canals, 50% off on x-rays, or 20% off on bridge work. Then, it’s up to you to pay the discounted balance yourself.

But if you’re footing the bills yourself, how can this be an affordable dental option?

Discount plans are perfect for people that don’t need a whole lot of dental work. If you’re the type of person who only sees your dentist once or twice a year for routine care, a discount plan might be the most affordable dental plan. After all, you’re only paying for the services and procedures that you really need – instead of paying for a bunch of coverage that you may or may not ever need. The less dental work you need, the less money you’ll wind up spending.

And, aside from being affordable, a discount dental plan is easy to deal with.

Unlike other types of insurance for dental work, you’ll never have to worry about getting approval before you make an appointment or sticking to a list of approved providers. You’ll never have to deal with meeting deductibles calculating copays. And, you’ll never have to worry that you need some kind of procedure that’s excluded by your policy. All you have to do is remember to pay your annual fee, and that’s it! The rest is a breeze!

Who can take advantage of a discount dental plan?

Anyone!

There are specific individual discount plans, and there are even discount options for entire households that can replace the need for family dental insurance. No matter who you are or what kind of shape your teeth are in, you can qualify for a discount dental plan!