With all of the dental insurance choices out there, it can be hard to figure out which plan is right for you.
Want to make things simple?
Go with an individual dental PPO.
Here’s why:

1. It’s the cheapest form of “traditional” dental insurance

There are all kinds of “non-traditional” dental plans out there — like discount dental plans and indemnity insurance plans. However, if you’re looking for a way to have “traditional” coverage that comes with monthly premium payments, copays, and out-of-pocket limits, an individual dental PPO is the cheapest option.

Why?

PPO dental insurance coverage comes with a list of approved providers. In order to get on these lists, dentists agree to give the insurance companies a discount. Since they’re paying less when you head to the dentist, they can pass their savings onto you. That’s why an individual dental PPO comes with lower premiums, smaller deductibles, and fewer copays than any other kind of “traditional” dental insurance.

2. There are plenty of plans to choose from

Because so many people want to save money with an individual dental PPO, insurance companies have a ton of them to choose from. That way, it’s much easier to find a dental health insurance plan that meets your exact needs. You will never have to settle or cut corners with PPO dental insurance coverage, because there’s a near-endless array of plans to choose from!

3. It’s easy to deal with

Other types of “traditional” dental insurance coverage come with all kinds of rules you have to follow. You may have to get pre-authorization before you can make a dental appointment. You may have to get a special referral before you can see a specialist.

Luckily, a PPO dental health plan doesn’t come with any of those headaches!

The only “rule” you have is to stick to is the approved provider list. If you head to a dentist that’s not on the list, you’ll wind up paying more for the service you get. Other than that, under a PPO dental health plan, you can make an appointment with your dentist or specialist anytime you want, without having to get anyone’s permission!

4. You’ll never have to front any money

Some dental insurance coverage actually requires you to pay all of your bills first, and the insurance company reimburses you later. But when you have PPO dental insurance, you don’t have to worry about that!
Instead, you’ll have copays and deductibles that are clearly set-out in the beginning. You’ll pay your share of the bill, and the insurance company pays the rest. It’s that easy!