Chances are you have been inundated with ads for credit cards and loans. So, how are you supposed to know what the best deals are?

If you are looking to broaden your financial freedom – or you just need some extra money to pay for expenses – then take a look at these 3 financial opportunities. They just might be perfect for you!

1.A student credit card

Want to teach your child how to spend money the right way? A student credit card is the best way to do it. When you get one, you can pick a specific credit limit or get a card that’s prepaid, so that you can make sure you know how much your child is spending.

A student credit card will give your child a ton of benefits. First, he won’t have to carry a bunch of cash around – which can easily get lost or stolen. Second, he will have a way to pay for big things – like textbooks and university fees. And third, he will get to start building credit in a controlled environment.

2.Rewards credit cards

If you’re going to put most of your purchases on a credit card, why not get something out of it? A rewards credit card gives you something back every time you spend money – like travel miles or even cash. That way, you’re not just watching your money go down the drain; instead, you’re making the most of it.

Luckily, rewards credit cards come at all levels. Whether you have good credit scores or not, you can get a rewards credit card that suits your financial situation – and your lifestyle.

3.Bad credit payday loans

If you’re truly in a financial funk, the last thing you can afford to do is rack up more debt. Luckily, bad credit payday loans can help you avoid just that!

What are they?

Bad credit payday loans give you money based on your paycheck. So, if you’re scheduled to get $1,000 in your next paycheck, you can get a payday loan worth up to $1,000. Then, when you get paid, you use the money in your check to pay off your loan.

These loans are designed to give you some instant cash, so that you can make ends meet between paychecks. And, luckily, they are available for people with all sorts of credit ratings – so even if your credit score isn’t what it should be, you can still get one.