3 Low Cost Dental Insurance Solutions
If you think that low cost dental insurance isn’t worth the hassle, think again. There are plenty of cheaper policies out there that offer great coverage. If you’re looking to save some money, check out these 3 low cost dental insurance solutions:
1. Get family dental insurance
Insurance companies offer better deals if you’re part of a group. And, luckily, that group doesn’t have to be a major corporation or even a small business. Instead, your group can be the people in your own family!
By getting family dental insurance — instead of a separate individual plan for everyone who lives in your house — you can save a ton of money. Not only will your premiums be cheaper, but you’ll wind up with deductibles and out-of-pocket maximums that apply to the entire family. That way, your wife’s expensive root canal, your son’s braces, and your daughter’s wisdom teeth surgery will all count towards your policy maximums. If you were to have everyone on their own individual dental health insurance plan, you’d wind up paying a separate deductible for each!
2. Apply for student dental insurance
If you’re busting your butt in the classroom, the last thing you can probably squeeze into your budget is a dental health insurance plan. After all, you’ve got enough to worry about with tuition, books, room and board!
Luckily, student dental insurance can be purchased by anyone who’s a full-time college student — no matter how old you are. That way, you’ll have a way to take care of your teeth, without having to put yourself in debt.
Originally, low cost dental plans for students were only available through colleges and universities. Now, private insurance companies are offering student dental plans, too. That’s good for you; the more competition there is, the better deals you can get!
3. Consider a non-traditional dental health insurance plan
You don’t have to buy a traditional policy to get good dental coverage. Nowadays, there are all kinds of non-traditional options that can help you foot your dental bills — without spending an arm and a leg in expenses.
If you’re looking to save a little bit of money, you might like a dental indemnity plan. These policies require you to pay for all of your services first and then get reimbursed by your insurance company — but, in the end, they’re usually much cheaper than traditional policies.
If you’re looking to save a lot of money, you might like a discount dental plan. With these plans, you pay your bills yourself. However, you get to pay severely-discounted rates. And, you only have to pay for services you actually get — unlike traditional plans that make you pay for coverage whether you use it or not.
It’s easy to find an affordable dental health insurance plan on www.dentalforeveryone.com!